1. Information We Collect
We may collect personal information including:
- Name, address, phone number, email
- Date of birth, Social Security number
- Health history and insurance details
- Payment and billing information
- Communication preferences (e.g., SMS consent)
2. How We Use Your Information
We use your data to:
- Provide life and health insurance services
- Process applications and claims
- Communicate via phone, email, or SMS (with consent)
- Improve customer service and product offerings
- Comply with legal and regulatory obligations
3. Sharing Your Information
We do not sell your personal information. We may share it with Insurance carriers and underwriters, Service providers (e.g., billing, IT support), and Legal or regulatory authorities when required. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
4. Your Rights
You have the right to:
- Access and correct your personal data
- Request deletion of your data
- Withdraw consent for marketing communications
- File a complaint with regulatory authorities
5. SMS Messaging
If you opt in to receive SMS messages:
- You may receive up to 4 messages/month
- Message and data rates may apply
- Reply STOP to unsubscribe or HELP for assistance
- Your consent is optional and not required for services
6. Security Measures
We use industry-standard safeguards to protect your data, including:
- Encryption and secure servers
- Access controls and staff training
- Breach notification procedures
7. Cookies and Tracking
Our website may use cookies to enhance your experience. You can manage cookie preferences through your browser settings.
8. Data Retention
We retain your data only as long as necessary to fulfill the purposes outlined above or as required by law.
9. Policy Updates
We may update this Privacy Policy periodically. Changes will be posted on our website with the updated effective date.
10. Contact Us
For questions or concerns about this policy, contact us at:
- 844-736-7655
- https://lifeandhealthcoverage.com